Your Monthly Subscriptions
$54.99
3 active subscriptions. This is your starting point. Now let’s see what it really means.
Where Your Money Goes
Add subscriptions to see your spending breakdown.
That’s Per Year
$659.88
Here's what that actually buys:
The Real Cost: 5-Year Opportunity Cost
$0.00
What happens when you invest that money instead (at 7% avg. market return):
Cancellation Simulator
Click "Simulate Cancel" on any subscription to see instant savings. No commitment — just explore what-if.
Your Cancellation Streak: 0
Monthly savings added back: $0.00
Congratulations!
You just funded your emergency fund.
Total Annual Savings from Cancellations
$0.00
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→ Lock Down Your Renewals with Privacy.comHow Much Does the Average American Spend on Subscriptions in 2026?
According to CNET's April 2026 survey of 2,500+ U.S. adults, the average American spends $111 per month — that’s $1,332 per year — on subscription services. That’s up 23% from the previous year.
Key findings from the same survey:
- $21/month ($252/year) is wasted on subscriptions people don’t use
- 89% of consumers underestimate their true subscription spending
- Millennials average $276/month — nearly 2.5x the national average
- Gen Z averages $377/month — the highest of any generation
- 61% of Americans have a streaming/video subscription (most popular category)
If your total is above these averages, you’re not alone — but you’re also leaving serious money on the table.
Sources: CNET/YouGov Subscription Survey 2026, Delo Digital Media Trends, C+R Research.
5 Signs You’re Overspending on Subscriptions
Check any that apply to you:
✓
You have 3+ streaming services and can't remember what's on half of them
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You signed up for a free trial, forgot about it, and got charged at least once
✓
You pay for a gym or fitness app you haven't opened this month
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You can't name every subscription you’re paying for right now (without checking your bank statement)
✓
You've ever thought "I should really cancel that" and then didn't
3 or more checks? You’re actively bleeding money. Use the simulator above to find out exactly how much.
Frequently Asked Questions
How much does the average person spend on subscriptions per month?
The average American spends $111/month ($1,332/year) on subscriptions as of 2026, according to CNET's annual survey. However, Gen Z averages $377/month and Millennials average $276/month. If your number is above these averages, use our cancellation simulator above to find savings opportunities.
Is this subscription cost calculator really free? No hidden fees?
Yes, completely free. No signup, no credit card, no hidden fees. All data stays in your browser — we never see your subscription list. KoalaSave is supported by ads and affiliate referrals, never by paywalls.
Does this tool connect to my bank account?
No. Unlike Rocket Money or Trim, this calculator never asks for bank credentials, Plaid access, or any financial data. You enter your subscriptions manually — no risk, no privacy concerns.
How much money could I save by canceling unused subscriptions?
The average American wastes $21/month ($252/year) on subscriptions they don’t use, according to CNET 2026. Millennials waste even more at $29/month. Use our cancellation simulator above to see exactly how much you could save by trimming just the services you don’t need.
What is subscription fatigue and why is everyone talking about it?
Subscription fatigue is the growing frustration consumers feel from managing too many recurring payments. In 2026, the average household has 5-6 active subscriptions. With prices rising 17%+ since 2020, 40% of consumers have cut back on streaming services due to financial pressure. This tool helps you see the full picture so you can make informed decisions.
How do I cancel a subscription I no longer want?
Start by logging into the service's website or app and navigating to account settings. Most services have a "Manage Subscription" or "Billing" section. Take a screenshot of the cancellation confirmation for your records. After canceling, check your next billing statement to verify the charge stopped. For an extra layer of protection, consider using a virtual card number that can't be charged after you cancel.